Al-Khilani Square - Baghdad, Iraq
Cars Insurance
Insurance benefits
Why cars insurance
Whether you drive a sports or family car, our various auto insurance plans will give you the right coverage. The National Insurance Company provides you with insurance plans to meet all your insurance needs by carrying out car insurance of all kinds and for various insurance covers (collision and overturning - burning - theft - civil liability towards third parties, "third party damage")
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Insurance Doc. Types
Types Of Cars Insurance Documents:
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Private insurance document
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Commercial insurance policy
Request your car insurance now
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Documents Details
See the details of car insurance documents
Private insurance document
It includes saloon cars and field cars (land cruisers) and is used only for personal, social, domestic and recreational purposes and for the insured's work and profession purposes.
Commercial insurance document
It contains devices for commercial purposes such as:
- All kinds of lorries.
- All kinds of buses.
- All kinds of pickup.
- All kinds of machines.
Additional dangers
The insurance applicant can purchase and cover additional risks for each insurance document, such as:
1 - Personal accidents of the insured and the person named the driver and passengers.
2- Riots and disturbances.
3- Natural disturbances (storms, floods, volcanoes, earthquakes).
4- The dangers resulting from terrorist acts.
Requirements for making an insurance application
1- Refer to the company's outlets distributed in all governorates of Iraq to fill in the insurance application form.
2- An inspection of the car by the company.
3- Cash payment of the insurance premium, which will be different from one car to another.
How to claim compensation when an accident occurs
1- Refer to any outlet of the company to fill out and submit the compensation request form.
2- Inspection and assessment of damages to the car.
3- . The insured (the policyholder) doing the repairs or the company according to his desire.
4- Conducting the inspection after the repair and settling the compensation by the company..
Compulsory insurance law
A cover that provides insurance protection for those physically affected as a result of car accidents under Law No. 52 of 1980 and its amendments.
Those covered by this injured cover, the spouse of the deceased and his relatives of the first degree, and whoever is deprived of maintenance shall be entitled to material compensation, provided that actual support is proven by official evidence.
Compensation procedures
1- All documents related to the accident are checked after they are brought from the police station and the concerned authorities.
2- After completing the original documents, it is referred to the Compensation Estimation Committee (an independent judicial committee), which is chaired by a judge and includes a legal officer from the National Insurance Company and an employee from the Social Protection Authority as members.
3- The committee issues judgments obligating the company to pay compensation amounts to those affected by car accidents upon death or injury.
4- These decisions are subject to scrutiny and appeal to the Court of Cassation within (60) days from the date of notification for the National Insurance Company and the claimant for compensation.
