The Combined Agricultural policy
First
It's a combined policy has general conditions for all types of Agricultural Insurance Also has 5 supplementaries and each supplementary has It's own special conditions.
1- Fire Insurance supplementary
This insurance covers all animal wealth projects , fodder facteries , hatchery, grains store houses , and a refrigeration warehousing . The company will indemnify the insured in respect of any damage resulted from fire and allied perils ( i.e ) storms and tempest , flood , Inundation , strikes , riot , and Malicious Act , Bursting of pipes , overflowing of water tanks , Aircraft and articles dropped therefrom , spontaneous combustion , earthquake, Explosion , and impact damage by road vehicle .
2- Poultry Insurance Supplementary
- The company will indemnify the Insured in respect of death arising out of illness or accident as follows :
- A- Broilers for 56 days .
- B- Laying chickens for 6 months ( breeding period ) and one year and a half for a production period .
- C- Meat chicken for 78 weeks .
- The insurance premium depends on farm specification shown in the survey report carried out by the agricultural insurance surveyors .
3- Livestock insurance supplementary .
The company will indemnify the insured in respect of death for cows , buffalos , sheep , coats and horses arising out of disease or illness and accidents during the insurance period
4- Crop Insurance supplementary
This insurance covers agricultural crop , orchard , and vegetables from fire and lightning , heavy rains , inundation , flood , frost and snow fall , articles dropped therefrom , hail , drought in the rainfed area , and agricultural pests and insects which can't be controlled .
5:Agricultural vehicle insurance policy
This insurance cover all the agricultural vehicles from fire , theft , turning over , with tariff's rates .
Second :
1- Theft insurance supplementary
This insurance covers any loss or damage to the insured property arising out of theft or any attempt thereat .